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  • Writer's pictureGlenda Craddock

5 Common Questions About Taking Out a Cash Loan

​Interested in taking out a cash loan? If so, you might have a few questions. That's Hilltop Pawn Shop & Jewelry, we are here to help! Since we are well-known in the Virginia Beach community for our easy financial products, many people come to us with their questions. Whether you have credit difficulties and have questions about whether or not there is a credit check, or if you are curious about the best place to visit in order to take out a cash loan, we can assist you. No matter what you're planning on using the loan proceeds for, one of our easy pawn loan products is likely a good option for you!

1. How Do I Get a Cash Loan in Virginia Beach?

Whether you're looking for small-dollar loans or a much bigger loan, one of the main things you might be wondering about is where you can visit to get a cash loan. If you're looking for the most convenient way to borrow money -- particularly with less-than-perfect credit -- we think you'll find that Hilltop Pawn & Jewelry should be one of your top picks. We can give you a loan approval on the spot, and we work with customers from all over Hampton Roads. There's no reason to keep looking for financial institutions that you can borrow from when you can visit us and get a loan approval for a short-term loan on the don't even have to wait until the next business day to get the funds, nor do you have to worry about things like direct deposits, since we grant loans in cash on the spot.

2. Can I Take Out a Cash Loan With Bad Credit?

One thing a lot of customers are worried about is their credit score. If you're someone who has struggled with getting approved for loans or credit cards in the past because of your credit and financial situation, you might be concerned that you will not be able to take out a quick cash loan. Luckily, your credit score is not a problem at all...we don't consider it when making a lending decision, since we don't check your credit. Your credit rating never matters at Hilltop Pawn Shop & Jewelry, and there isn't even an application process for you to worry about!


3. How Much Can I Borrow With a Cash Loan from a Pawn Shop?

​If you're interested in higher loan amounts, you could be wondering how much money you will be able to borrow. At Hilltop Pawn, the maximum loan amount is $50,000. Your fast cash loan amount is based on the value of the collateral that you bring in. Bring us more valuable items like Rolex watches or diamond jewelry, and you can borrow more money, all without any concern of your credit report. Credit history and FICO score don't have anything to do with how much you can borrow from us...your collateral is your approval.

​4. Where is the Best Place to Get a Cash Loan in Virginia Beach?

If you're looking for online loans and online lenders or are searching for a local lender, we can help. If you're in Virginia Beach or the surrounding area, we'd love to help you with a loan here at Hilltop Pawn Shop & Jewelry. You don't have to have a bank account, debit card, or checking account. You also don't have to worry about a credit decision or a loan application. Whether you want to take out a loan until your next payday or if you need a full 30 days, one of our loans is sure to be a good fit. We also grant extensions when needed...just ask! The eligibility requirements are very easy, and we won't check your credit record information.

5. What Can I Use as Collateral for a Cash Loan at a Pawn Shop?

Are you curious about what you can use as collateral for your cash loan? Well, we accept many items of value for one of our loans. Just bring your items to our customer service professionals so we can make you a loan offer. We accept diamond jewelry, gold jewelry, firearms, and more.

If you are interested in personal loans and are ready to borrow cash today, Hilltop Pawn Shop & Jewelry wants to help you out. We are here to suit your financial needs, no matter what your credit score might be. We would love to make you a loan offer and explain the actual loan terms for our cash loans. We are here to answer any questions that you have, so visit us or call us at 757-769-7254 today.

Get a Cash Loan in Virginia Beach Today!

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