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Cash Loans on Rolex Watches in Virginia Beach

There are many ways to borrow money, but Hilltop Pawn offers one of the easiest and best options out there. If you’re the owner of a Rolex timepiece and want to borrow money, visit us so we can help! After all, your Rolex watch is more than just a symbol of prestige. It was an investment, and it can be useful in helping you get in a better financial situation!

Cash Loan on a Rolex Watch?

If you have a Rolex Day-Date, Rolex Datejust, or other high-end watch, you could be wondering if you can use it to take out a cash loan. After all, you might have invested quite a bit of money in your brand name Rolex, and you probably know that these watches maintain their value quite well.


Luxury watches like a Rolex Oyster can actually be used as collateral for a cash loan when you work with lenders like Hilltop Pawn! The process is actually incredibly simple. You bring us your high demand watch (such as your Rolex Sky-Dweller or Rolex Milgauss), and we’ll verify its authenticity and value. Then, we’ll let you know how much we can loan you. Naturally, some Rolex models are more valuable than others, so this will be considered when we make you a loan offer. If you are interested in taking out the loan, we’ll just need to take a look at your government-issued ID, write up the paperwork, and hand you the cash. We’ll keep your watch safe and sound here in our shop, and we’ll give it back to you on the same day that you come in and repay your loan. It’s all very quick and simple, and you can borrow quite a bit of money if you use top watch brands like Rolex as your collateral.

How do Pawn Shops Work?

Why Take Out a Cash Loan on Your Rolex Watch?

Even if you own a Rolex and are interested in borrowing money, you could be curious about whether or not taking out a cash loan with your watch is actually a good idea. Of course, you should ponder the pros and cons before taking out any type of loan, including a pawn loan. Once you consider the many perks of borrowing money this way, though, we think you’ll be interested in stopping by and taking out a loan.

Pawn Loans Make Borrowing Easy and Hassle-Free

If it’s your first time even looking into taking out a pawn loan, you might not even know just how easy and hassle-free these loans are. They’re a particularly good choice when you work with Hilltop Pawn. Unlike most other borrowing options, there are absolutely no credit checks on pawn loans. There’s no lengthy application to fill out, there’s no impact on your credit score (even if you default on your loan), and there’s no wait for your funds. You get your cash loan on the day you bring your Rolex in, with no hassles or problems.

Rolex Watches Work Perfectly as Collateral for Cash Loans

Hilltop Pawn accepts many items for collateral outside of luxury watches, including jewelry, tablets, laptops, musical instruments and equipment, and so much more. In particular, though, we think you’ll like using your Rolex watch.


Basically, the amount you will be able to borrow is completely based on the value of your collateral. If you’re like many people, your Rolex watch might be one of your most valuable possessions. Because of the top market price that these watches bring, your Rolex may be a valuable tool to help you qualify for a bigger cash loan. Plus, you don’t have to lug heavy or bulky items into our shop; instead, you can just take your watch off of your wrist.

Use Your Loan for Just About Anything

You will not have to disclose what you are planning on using your loan funds for. In fact, we never ask our customers about this. People find themselves in different positions in which they need to borrow money, but since our cash loans can be used for just about anything, there’s a good chance using your Rolex to take out a cash loan will be an excellent choice. Whether you need to get caught up on rent or if you want to finance a fun family vacation, one of our Rolex cash loans is sure to help.

What Types of Rolex Watches Can You Use for Your Loan?

We accept a wide range of Rolex watches for our cash loans. Anytime you’re interested in using a luxury watch to take out a loan, we’ll be happy to help!

Which Models of Rolex Can You Use for a Loan?

These are some of the most sought-after models that we accept as collateral:


Does My Rolex Have to Be in Excellent Condition?

Naturally, we’ll be able to offer a higher loan amount if your Rolex watch is in new or excellent condition. This doesn’t mean that we can’t offer a loan if your watch isn’t in perfect condition, though. Regardless of its condition, your Rolex has value, so bring it in!

How Will My Watch Be Valued?

Rolex cost (and therefore value as collateral) varies depending on the current model that you’re bringing in and your watch’s condition. We have been in the watch business for decades. Because we deal with a wide range of classic and modern Rolex watches, we have the knowledge and experience needed to accurately value your watch. 

Do You Accept Other Types of Watches?

Rolex watches are some of the most popular watches that customers ask us for or bring in for loans. However, with our experience in the watch industry, we understand that there are other great luxury watch brands, too. We also offer loans on other high-end watches -- such as Omega watches -- so bring along your wristwatch collection to enjoy increased borrowing power.

What is So Special About a Rolex Watch?

If you’re wondering why a Rolex is such a valuable type of collateral for a cash loan, you should understand just what makes the Rolex so special. There are actually many reasons why, in recent years, we have had a long waiting list of people who are interested in purchasing pre-owned Rolex watches.


It all began when 24-year-old Hans Wilsdorf started a luxury watch company that would later be known by the world as Rolex. Rolex uses 18K yellow gold, white gold, or rose gold to make its high-end, luxurious watches. It is well-known for making the first waterproof watch, which it was able to do with its famous Oyster case, which is a unique stainless steel case that is made from 904L steel.


There have been many Rolex watches that were notable over the years. When Sir Edmund Hillary and Sherpa Tenzing Norgay first conquered Mount Everest, they were equipped with Rolex watches. The Paul Newman Daytona watch from Rolex sold at auction at the highest price that has ever been paid for a wristwatch, which happened when the Paul Newman and Joanne Woodward auction was hosted. As a Rolex owner, you are a part of history. Not only can you enjoy your Rolex, but you can even use it to borrow money. Then, when you repay your loan and get your watch back, you can once again wear it as a stunning (and useful) status symbol.

Who Makes Loans on Rolex Watches in Virginia Beach?

Pawn shops often offer cash loans on Rolex watches. You shouldn’t pick just any pawn shop for your loan, though. Because Hilltop Pawn (and our sister store, Greenbrier Pawn), have been in the watch industry for so long, we are more experienced and qualified to value your watch. We offer high-value cash loans, and we’ll loan you the most on your Rolex watch.


Plus, in addition to offering cash loans on Rolex watches, we have many other helpful services to offer, too. You can take out a cash loan using other collateral. You can sell your Rolex watch if you don’t want it anymore or don’t want to have to worry about repaying your loan later. You can purchase a pre-owned Rolex for a very reasonable price. You’ll also have the chance to check out some of our other merchandise, such as our fine and antique jewelry.

Tips for Success With Your Virginia Beach Cash Loan

Whether your first wristwatch was a Rolex or if you have a new Rolex that you recently purchased, you can use it to take out one of our loans. These tips for success can help you have the best experience when you use your Rolex as collateral in order to borrow money.

  • Work with a lender who truly understands the value of your Rolex, such as Hilltop Pawn.

  • Be aware of the possible consequences of not repaying your loan. You will not take a credit score hit if you default! However, you will not get your Rolex back if you don’t repay your loan.

  • If you don’t think you’re going to be able to repay your loan by the due date, just stop by so we can extend your loan. We’ll be happy to do so!

  • When you receive your pawn ticket, keep it. Pay attention to the repayment amount and date, and bring it with you when you repay your loan so that you can make things faster and simpler.

  • If you have any questions before or after you take out your loan, let us know! We can answer questions related to your particular timepiece and loan.


Why Choose Hilltop Pawn for Your Cash Loan?

From vintage models of brand name Rolex watches to brand new watches in excellent condition, we accept almost all luxury watches as collateral for our loans. We will pay scrupulous attention when appraising your watch so we will offer you the loan amount that you deserve. We have a strict privacy policy, too, so you don’t have to worry about us telling anyone else about your cash loan.

Alternatives to Rolex Cash Loans

If you need cash today but aren’t sure about using your Rolex to take out a cash loan, you have a couple of options. If you don’t mind parting with your watch and don’t want to worry about having to repay your loan, you can always sell your Rolex Daytona, Rolex Submariner, or other luxury watch. In addition to offering cash loans on high-end watches, we pay high list prices to those who want to sell their timepieces. We’ll check the reference number and condition of your watch and make you a cash offer on the spot. Then, you can leave with your cash, and we can put your Rolex watch in one of our cases for the many customers who come to us for high-end timepieces.


If you want to keep your Rolex watch and still want to take out a loan, another option is to use some other form of collateral for your cash loan. After all, even though we offer big cash loans for customers who use their Rolex watches as collateral, we accept other items of value for our loans, too. For example, we accept yellow or white gold bracelets or necklaces, musical instruments, wedding rings, engagement rings, various precious metals, tech equipment, laptops, and more. If you aren’t sure of what you can use to take out one of our cash loans, you can always bring your item to Hilltop Pawn or give us a call for more information.

Greenbrier Pawn Shop & Jewelry in Chesapeake

If you happen to be in Chesapeake and need to sell a Rolex or get a loan on a Rolex please visit our Sister store Greenbrier Pawn Shop. You'll get the same great service there as you would get from us. 


Glenda Craddock or Hilltop Pawn Shop & Jewelry

Work with us and you're working with family. Our Son Dane runs Hilltop Pawn and our Daughter Nina runs all three stores out of Greenbrier Pawn. We do well When you do well.

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