top of page
  • Writer's pictureGlenda Craddock

Credit Score Doesn't Matter With Pawn Loans from Hilltop Pawn

Pawn loans from Hilltop Pawn Shop & Jewelry are a great option for people with credit challenges. If you have poor credit, you probably know just how much banks and credit unions look at credit history. You are not doomed to payday loans and other predatory loan options with outrageous interest charges and extra fees. Get a cash loan for a fair price, and make things easy for yourself by using an item of value to take out a pawnshop loan from one of your local pawn shops. If you're in Virginia Beach, come see us at Hilltop Pawn Shop & Jewelry for a quick cash personal loan, with no credit check required!

Nina holding cash

Pawn Loans Make it Easy to Borrow Money With Bad Credit

Getting a loan or credit card with poor credit can be really hard. We get it! However, a pawn transaction is very easy. We do not check credit at all! The way that our loan contract works is that we offer you a collateral loan. This means that you'll leave one or more valuable items with us to secure your loan. Because this greatly reduces out risk, we are able to offer a loan to anyone, without checking their credit report. Borrowing extra cash for a reasonable price is possible, regardless of things like credit or employment history. Visit us at your local store for a loan that suits your financial needs, no matter what your credit history might be! It's the first thing you need to do if you want fast cash and the most cash in the form of our short-term loans.

Your Credit is Never Affected By Pawn Loans

Are you worried that a loan with our pawn store will impact your credit score? As you are probably well aware, if you default on a loan with the average financial institution, there is typically a significant negative impact on your credit. If you're in the process of rebuilding your credit, this can be very upsetting! With our financial products, though, your credit is never affected in any way. Since we don't check your credit before offering you a typical pawn loan, there is no "hard pull" on your credit report. We don't report defaulted collateral-based loans to the credit bureaus, either. Instead, we just keep your collateral to recover our loss, such as the gold jewelry or sporting goods that you brought in when you took out the loan. Need extra time to pay? Ask us about our extensions. We don't charge high fees, and we offer an extension the easy way. Just come in before the due date on your pawn ticket, let us know you need an extension, and be prepared to pay the interest that is already due. Then, you get more time! 

Visit Hilltop Pawn Shop for Pawn Loans in Virginia Beach

Now that you see why a pawn loan is the better option for many people who have bad credit, you might be wondering where you should go to borrow money. Whether you're looking to take out small loan amounts to get by until payday, or if you're hoping to borrow a much larger amount of money, working with Hilltop Pawn Shop & Jewelry is always a good idea if you're located in Virginia Beach. We have years of experience with helping our customers with pawn loans, and we are here to serve you with a collateral loan, all without worrying about the client's credit score. Borrow a little or a significant amount of's up to you and the cash value/resale value of the piece of jewelry or other item that you bring to us, your local pawn shop.

We want to make you a pawn loan offer on your high-value items! There's no reason to keep looking for a bad credit loan solution. Come see us at our convenient Virginia Beach location, and we'll help you out! We will offer you a free quote, and we are more than happy to help you through the entire loan process. You can use jewelry pieces (such as a diamond engagement ring, diamond wedding rings, or other diamond jewelry) for one of our collateral loans. As pawn brokers (and, in particular, being a jewelry pawn shop), offering instant cash loans on estate jewelry, old jewelry, and much more is what we do! We are also jewelry and diamond buyers, so if you'd like to sell unwanted items instead of taking out a quick loan, we offer a fast and secure way to do that, too. We're the right place for anything related to jewelry!

Pawn Loans are Fast & Easy at Hilltop Pawn Shop

15 views0 comments


bottom of page