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  • Writer's pictureGlenda Craddock

3 Reasons to Take Out a Pawn Loan When You Need Money Fast

Many people find themselves in situations in which they need to take out a personal When you need money and need it right now, pawn shops can be your best solution. In particular, visiting Hilltop Pawn & Jewelry in Virginia Beach will likely be your best option. All you have to do for one of our short-term loans is bring in an item of value (or multiple items of value), and let us know that you are interested in one of our no credit check pawn loans. These are three reasons why a pawnshop loan might just be your best option when you need money...and you need it right now.

Diamond engagement ring in a purple velvet display box

​1. A Pawn Loan is the Fastest Way to Borrow Money in Virginia Beach

With some loans, it simply takes time to get the loan funds that you need. Even those who have good credit scores might struggle with getting a quick loan when they need it, and this can be even more of an issue if you have less-than-perfect credit. One of the best things about a pawn shop loan is the fact that you can borrow money as quickly as possible. With these collateral-based loans, all you have to do is bring in collateral and wait a few minutes for an item appraisal. Once the pawnbroker has determined the item's value of your pre-owned items, you'll be given a loan offer verbally. If you agree, they'll count the money into the palm of your hand in no time. If you work with a local store and take out a pawn loan, you'll likely find it's the best option for your financial situation, particularly if you need to borrow money as quickly as possible.

2. Getting Approved for a Fast Cash Pawn Loan is So Easy

Maybe you're worried about applying for various loans and forms of credit because of your credit record or other issues. With pawn shop loans, getting approved is so easy. Bring a piece of jewelry or other items with a high resale value that will cover the amount of the loan you're looking for, and make sure you have your ID with you. That's pretty much all you have to worry about. There are no loan applications to stress over, and your credit isn't checked. Getting approved for these loans couldn't really be any easier.

3. Avoid Scams & Predatory Loans With a Pawn Loan at Hilltop Pawn

Let's face it...there are so many scams out there that you have to worry about. There are also predatory lenders out there that really take advantage of people who don't have the best credit history but have immediate financial needs. Pawn loans are regulated in all 50 states, including Virginia. Plus, you have trusted pawnbrokers you can deal with and rely on, such as Hilltop Pawn. Avoid the scams, and come see us today here in Virginia Beach!

​Short on cash with a maxed out credit card? Worried about the predatory interest rates with payday loans and title loans? Worried that most credit unions, banks, and other financial institutions won't approve you because of your bad credit or will make you wait before giving you the cash you need? We get it....but we have a great alternative when compared to the average cash advance or loan. A pawn transaction of an item of value is often the fastest, easiest, and best option when you need money right away. Skip your traditional loan options, and come see us for a fast and easy loan without the unnecessary high fees. We will grant you a cash loan on the spot, and once you try our financial products, we think you'll see that the average pawn shop loan is one of the best ways to borrow money. Our in-store experts are here to assist you, so it might just be a good idea for you to visit us as soon as you can, whether you're looking to borrow small amounts of money or take out a much bigger loan! Visit our Virginia Beach store location today, or give us a call and chat with our friendly staff at 757-769-7254 today!

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