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  • Writer's pictureGlenda Craddock

5 Tips for Getting a Cash Loan in Virginia Beach

You can get a cash loan in Virginia Beach. This might be something you know, but you might not be totally familiar with taking out personal loans from pawn shops like Hilltop Pawn. We get it -- taking out a short-term loan can be a little intimidating, especially if it's your first time working with a pawn shop. Choosing us for a cash loan is a better idea that taking out a payday loan, taking out loans from one of the cash advance apps, or looking into title loans from title lenders or online lenders. If you're looking for advice, check out the information here on our website. Offering the best customer service is always important to us, so we encourage you to give us a call or stop by if you have any questions about our quick cash loan products.

1. Get a Cash Loan from Hilltop Pawn Shop in Virginia Beach

Your first question might be about where you should go for your cash loan. If you have a low credit rating or are otherwise worried about a loan approval, or if you just want to borrow money in the easiest way possible, we recommend visiting us at Hilltop Pawn Shop. We don't look at your overall credit profile, so we do not care at all about your less-than-perfect credit. There is no application process, beyond just showing your ID and bringing in an item of value to use as collateral. Plus, we offer both small-dollar loans and much bigger loans...the maximum loan amount here is $50,000! Once you borrow from us once, we think we'll be one of your top picks every time that you want to borrow money!

2. Use a Firearm for a Cash Loan from a Pawn Shop

One convenient way to borrow a nice sum of money is to use your firearm to do so. Because we value firearms here at Hilltop Pawn, our customers are able to borrow higher loan amounts -- without a loan application, without the need for a checking account, and without a credit check -- by using their guns as collateral for one of our financial products.

Multiple $100 bills spread out on a table

3. Pawn Your Fine Jewelry for a Cash Loan at a Pawn & Jewelry Store

Another type of item you can use for a loan agreement with us is your jewelry. Hilltop Pawn is known by so many people in Virginia Beach as being one of the best pawn shops out there. Not only do we buy unwanted jewelry and sell fine pre-owned jewelry for the lowest rates, but we also make loans on jewelry, too. Get a loan without concern about your FICO score and credit record information and with minimal eligibility requirements by bringing in an engagement ring, wedding ring, Rolex watch, and more. Bring your jewelry, and you'll get a lending decision in no time!

4. Ask for an Extension on Your Cash Loan from a Pawn Shop

Are you having a little trouble with gathering up the money to repay your pawn shop loan? You might be worried that you will lose your collateral because your loan is due before your next payday. Don't worry...just come in and let us know that you need a little more time. Make sure you do this before the actual repayment date listed on your pawn ticket. Then, you can just repay the interest and fees and get an extension on the rest of the loan, with a due date for 30 days later. It's a great option to take advantage of if you need it, and we'd be happy to assist you!

5. Sell Your Valuables vs. Taking Out a Cash Loan

There are a couple of different ways that you can leave Hilltop Pawn with much-needed cash. In addition to having the option to take out a cash loan, you also have the option to sell your valuable items for cash. We buy firearms in accordance with federal law and Virginia state law. We also buy jewelry, luxury watches & more. Whichever option works best for your financial needs and preferences, we would love to help!

If you've had credit difficulties in the past, you could be worried about a credit decision getting in the way of taking out a loan until your next paycheck (or beyond). Luckily, it's entirely possible to take out a fast cash loan. If you come to Hilltop Pawn Shop & Jewelry, not only do we not care about your credit history, but we will do everything we can to help with your financial situation. No matter what you want to use the loan proceeds for, one of our payday loans is a great solution, no matter your credit report! Stop by when it's convenient for you, or give us a call at 757-382-9066 if you have questions. We are looking forward to helping!

Get a Cash Loan in Virginia Beach | Hilltop Pawn

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