Pawn loans from Hilltop Pawn are a great alternative to payday loans, loans from banks and credit unions, or using a credit card. Because we don't care about credit score and make borrowing easy, our pawn loans work well for many of our customers and their financial needs. However, a pawn loan is not the only way to get much-needed cash at Hilltop Pawn. If you have unwanted items and would like to avoid a loan contract, you can just sell us your unwanted items instead of taking out a collateral loan. Both options take about the same amount of time, and you will get offered the same amount of money for your high-value items in either scenario. It's truly up to you!
Benefits of Pawn Loans in Virginia Beach
Taking out a cash loan from a pawn shop has many benefits. As mentioned above, we don't care about your credit...we won't even pull your credit report. Instead, we'll make you a loan based on the value of the valuable items that you bring in, such as firearms, Rolex watches, diamond jewelry, power tools, musical instruments, and so on. You don't have to have a bank account to take out one of our loans, and you can get a loan for a fair price...you don't have to worry about the higher interest rates that are generally charged by payday lenders and other subprime lenders.
Another benefit of a pawn loan is the fact that you can get your items of value back when you repay your loan. If you have been thinking about selling a special item of value to get some much-needed cash but have been hesitant because you don't actually want to sell, a pawn loan can be a great alternative.
If you aren't sure of whether you can or want to repay the loan, pawning is a good option. If you choose not to repay, we'll just keep your item. Your credit won't be affected or anything. Therefore, if you're unsure of whether you want to get your item back, just visit your local pawn store and pawn your item. Then, you at least have the option to abide by the repayment terms, repay the loan, and get your item back.
When to Sell vs. Taking Out Pawn Loans at Hilltop Pawn Shop
Of course, there are times when it makes more sense to sell than take out a short-term loan from a local store like Hilltop Pawn. Perhaps you just have items that you don't care about getting back. In this case, selling makes more sense than using your item as collateral for a typical pawn loan. We have decades of experience with buying gold jewelry, firearms, diamond jewelry, and other items of value, and we give you an easy way to sell your stuff without having to look for a buyer. If you want to sell an item of value fast and for the cash you deserve, it's a good idea to visit Hilltop Pawn. We will pay you in cash today based on your item's value, so you can leave with extra money just for selling unwanted personal property.
Pawn shops like Hilltop Pawn Shop & Jewelry offer you a couple of options for getting extra cash when you need it. If you want a personal loan without a credit check, ask about a pawnshop loan. We never care about bad credit history here at Hilltop Pawn. Have some unwanted jewelry or other items of value and want to sell them for quick cash? You can get a great cash offer on many items of value by shopping with us. Whether you're looking for small loan amounts, big cash loans, or just selling your item, we can help. Our friendly, knowledgeable staff are here to assist you either way, so come see us, and leave with cash in-hand today!