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  • Writer's pictureGlenda Craddock

5 Tips for Taking Out Pawn Loans at Hilltop Pawn Shop & Jewelry

Are you thinking about taking out pawn loans from one of the pawn shops in Hampton Roads? You might have heard that a pawnshop loan is one of the best personal loan options out there when you need quick cash. If you have been looking into pawn shop loans as a great alternative to payday loans, then you might have heard that Hilltop Pawn Shop & Jewelry is the best collateral loan option. These five tips can really help you out when you take out your first cash loan from the pawn broker you can trust, Hilltop Pawn Shop & Jewelry.

1. Bring in High-Value Items for Bigger Pawn Loans in Virginia Beach

Put simply, with a typical pawn loan, how much you borrow depends solely on the value of the stuff you bring in. Even though the average pawn shop loan is only around $150, we actually make loans between $5 and $50,000 at our current location here in Virginia Beach. Put simply, if you want to take out a bigger loan, it's worth it to bring gold jewelry, diamond jewelry, and other items of value when asking for collateral-based loans. Bringing in your higher value items is an easy way to borrow much, much more than small loan amounts.

2. Keep Your Pawn Ticket When You Take Out Pawn Loans

When you take out a pawn loan, you'll receive a pawn ticket. The pawn ticket will have all of the information that you need to know about your loan, including the amount of money you've borrowed, how much you will need to pay back, when your loan is due, and much more. Additionally, when you bring it in, we can look up your loan faster and get you in and out more quickly when you're ready to repay your loan.

Rolex watch on wood desk

3. Don't Worry About Getting Turned Down for Our Bad Credit Pawn Loans

If you really need money but don't have a good credit score, you might be worried that you will not be able to get cash today because of your bad credit. You never have to worry about not being able to get extra money when you need it based on your credit history. Unlike with loans from most banks and credit unions, there's no credit check, income check, or employment check for a pawn transaction. You'll never be turned down for what's listed on your credit report, and your loan with us will never show up on your credit report, even if you default! There's also no bank account requirement or a check to worry about cashing, since we make loans in cash!

4. Bring Multiple Items for Bigger Pawn Loans in Virginia Beach

Are you hoping to take out a bigger loan for a fair price? Bring in multiple valuable items for more borrowing power! For example, you can bring multiple pieces of diamond or gold jewelry, as well as power tools or musical instruments. We'll determine the value of each item, add it all up, then grant you the bigger loan that you're looking for!

5. Sell Unwanted Items of Value vs. Taking Out Pawn Loans

Do you have unwanted items that you don't care to get back? You can get money for these items without taking out pawn loans. Instead, you may find that selling to us is a better option. We have decades of experience buying items from our customers for top dollar, and we'd love to make you a great cash offer today!

If you are looking for a loan that suits your financial needs, come get a great deal on a short-term loan by visiting Hilltop Pawn. Our jewelry and pawn store is here to help you, and our financial products are a good fit for pretty much anyone. Meeting the needs of the customer is what is most important to us, and we're the only pawn shop you'll ever need in Virginia Beach. Are you looking for pawn loans in Chesapeake? Visit our sister store, Greenbrier Pawn Shop. At either local store, you can take out an easy loan with simple repayment terms, all for a reasonable price.

No Credit Check, Ever!

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