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  • Writer's pictureGlenda Craddock

Don't Worry About Getting Turned Down for Our Bad Credit Pawn Loans

There are many good things about using pawn loans instead of a personal loan, credit card or payday loans. One good thing is that you never have to worry about a credit check. We believe that you are more than just what's listed on your credit report, and we're more than happy to grant you a collateral loan on your high-value items without even checking your credit history. At our jewelry and pawn store, we believe in offering a simple, easy-to-follow loan contract at a fair price, even if you have poor credit. It's a great way to get extra cash when you need it! Bring in your valuable items and ask for a loan, and you'll see that it's the easiest way to borrow money, from $5 to $50,000!

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We Don't Check Credit for Pawn Loans in Virginia Beach

When you need to borrow extra money from banks and credit unions, one of the first things they normally do is run a credit check. If you have a low credit score, there's a good chance you'll get turned down for a loan at the average financial institution. This is unfortunate, since everyone deserves a second chance. People have low credit scores for many reasons; maybe you lost your job a while back and fell behind on a few bills, or you might have gone through a divorce. This certainly doesn't mean that you aren't capable of repaying bank loans now, but a lot of banks won't give you the chance until you improve your credit score. If you're looking for financial products that are an option regardless of credit score, a typical pawn loan could be a good idea. We never check your credit score at Hilltop Pawn & Jewelry!

Your Credit is Never Affected By Our Virginia Beach Pawn Loans

Not only do you never have to worry about credit getting in the way of taking out a cash loan from a pawn shop, you also never have to worry about your credit being impacted in any way. As you might know, a hard pull on your credit can impact your score, even if only by a little bit. This can be a hassle if you're working on building your score, but since we don't check your credit, you don't have to worry about this here. Additionally, if you are unable to pay your loan for some reason, you never have to worry about it hitting your credit report. We don't report to credit bureaus, even if you are unable to pay your loan by the due date and default. There's never a negative impact on your credit when you borrow from us!

No Bank Account Needed for Pawn Loans -- We Make Cash Loans

​Don't worry if you don't have a bank account. There is no bank account needed for pawn loans. We don't ask about your bank account, employment history, income, or anything else. All we look at is the value of the item of value that you bring in as collateral. We want to suit your financial needs when offering you a short-term loan right here at your local store, Hilltop Pawn Shop & Jewelry, and we always pay in cash.

Whether you're looking for small loan amounts or a $50,000 loan, we can help with our collateral-based loans. It's all based on your item's value and never your credit history. Pawn shops like Hilltop Pawn Shop & Jewelry are here to serve you with a pawnshop loan. Skip the payday loans and financial institutions like banks and credit unions when you need quick cash. We don't care about your credit score! Hilltop Pawn & Jewelry is the only pawn broker you need for a pawn transaction, so come see us or call us today! On the other hand, if you have unwanted items that you want to sell, come see us. We will make you a great deal on used items in good condition.

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