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  • Writer's pictureGlenda Craddock

Can You Buy Affordable Engagement Rings With a Payment Plan?

Affordable engagement rings can still sometimes be a financial burden when you're working with a tighter budget. You could be wondering if it's possible for you to purchase cheap engagement rings on a payment plan. Not only do we have gorgeous engagement rings without the high price tag that you'll find at the mall jewelry stores, but we also offer a layaway option if you're interested in a payment plan. Come visit our jewelry experts for in-person guidance and the level of customer service that you deserve when you're shopping for an engagement ring or bridal set.


Engagement ring


Hilltop Pawn Shop & Jewelry Has Affordable Engagement Rings

We have no shortage of affordable options when it comes to our diamond engagement rings. No matter what you're interested in as your dream ring, there's a good chance we'll have what you want at an affordable price point. Accommodating smaller budgets is what we do here. Come in, let us know how much money you're looking to spend and what you're looking for, and we'll help you find good quality affordable rings that are suitable for you. Hilltop Pawn Shop & Jewelry is the right place to shop if you're looking for more affordable diamond jewelry, including diamond engagement rings.


Your idea of a perfect ring is different from other people's. If you're interested in a classic style or a vintage look, you can check out a solitaire engagement ring or antique engagement ring. If you like designer jewelry, we have lots of popular styles from the top jewelry designers.

​Use Our Layaway Program When Buying Affordable Engagement Rings

Once you have picked out one of our inexpensive engagement rings, let us know that you're interested in our layaway program. You'll need to put 30% down on your perfect engagement ring in order to start up the layaway program. Once you do that, you'll have 90 days to pay off your diamond ring.

You don't have to set up a specific payment plan. How much you pay and when is up to you. You can come in each week when you get paid and make a payment, or you can come in sporadically over the course of the 90 day period. As long as you get your engagement ring paid off by the end of the layaway period, it's fine!

Are you worried about credit checks? We never perform a credit check when you use our layaway program to buy your top pick ring, whether it's a yellow gold, rose gold, sterling silver, or white gold engagement ring. We don't require you to fill out an application, nor do we ask about your job or income. Your credit isn't impacted, either. Also, you can use our layaway program on any piece of jewelry in-store, so in addition to using it to buy your engagement ring, you can use it to buy your wedding band, your spouse-to-be's wedding ring, or even the jewelry that you want to wear on your wedding day!

Layaway on jewelry is very easy at Hilltop Pawn Shop & Jewelry. Just let us know that you're interested in putting your ring on layaway, and our staff will help you out. We're also always willing to answer any questions you have, whether about our jewelry, layaway, or anything else. Give us a call or stop by!


Diamond engagement ring and wedding ring

Are you looking for a high-quality diamond in a reasonable price range? We offer affordable jewelry that will fit your engagement ring budget. Hilltop Pawn Shop & Jewelry is a pawn and jewelry store that is here to serve the Virginia Beach community. We have princess cut engagement rings, alternative engagement rings, vintage engagement rings, solitaire settings, halo settings, and more.

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