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  • Writer's pictureGlenda Craddock

What's the Best Place to Get Collateral Loans in Virginia Beach?

Have you been wondering about the best place to take out collateral loans? Some of the most popular collateral loans are pawn shop loans. If you're in Virginia Beach and looking to take out a collateral loan today, visit Hilltop Pawn. We are well-known as the best place in town for lots of things...buying and selling jewelry, jewelry repairs, and much more. We are also well-known for being one of the best providers of these types of loans in Hampton Roads. There's no reason to look for a financial institution that offers these financial products when you can visit your trusted local pawn and jewelry store today!


White gold ring with three blue stones

Hilltop Pawn Offers Big & Small Collateral Loans | $5 to $50k

One great thing about taking out a loan from us is the fact that we will make you both big and small loans here, no matter if you have bad credit and no matter what the credit bureaus have listed on your credit report. All we look at is the value of the valuable asset (or assets) that you bring in to use as collateral for your loan. We also make the highest offer on jewelry, gold, Rolex and other luxury watches, firearms, and all sorts of items of value. Plus, when we take possession of the asset that you bring in, you can count on us to keep it safe and secure until you come back to repay your loan and pick up your item!


No Credit Check | No Loan Application | Easy Poor Credit Loans

Your approval odds are extremely good at Hilltop Pawn. You simply have to be at least 18 years old with a valid ID and collateral to back your loan...and we accept various types of collateral! All we look at when it comes to a pawn loan approval is the value of your collateral.


​Collateral Loans from a Trusted Local Family Business | Hilltop Pawn

Whether you're looking for smaller loans or higher loan amounts, you'll want to work with a business you can trust. For one thing, you're leaving your valuable item with the lender, so you'll want to be sure it's kept safe. Additionally, you'll want to work with a business that has staff members who are happy to answer your questions for educational purposes and to ensure everything is fully transparent during the borrowing process. Also, whether you're borrowing the minimum loan amount or much more, you'll want to pay a better interest rate if possible.


​There are various pawnbrokers and different lenders that will offer various loan options to you, including pawn loans and collateral loans. Why not borrow from the company that makes quick & easy financial decisions, has a good reputation, and doesn't care about your lower credit score or whether or not you have a job or bank account? Skip the formal application process and enter into a quick and simple pawn loan agreement with a trusted Hampton Roads business, Hilltop Pawn. We'd love to help you with one of our personal loans, regardless of your credit history, such as if you have defaulted on auto loans or credit cards in the past. It's an easy type of loan, and we're the best lender in the area....choosing Hilltop Pawn is always a good option, even if you have less-than-perfect credit, bad credit, or no credit at all!


Collateral Loans Beat Other Bad Credit Loan Options

If you have bad credit and are looking for a loan that suits your financial needs, choose a collateral loan from a pawn shop instead of one of these potentially predatory or scammish options:

  • Payday loans

  • Online title loans

  • Local auto title loans

  • Online car title loans

  • Virginia title loan


A collateral loan allows you to borrow the amount of money you need, and the entire process of borrowing couldn't be any easier. If you need emergency cash for unexpected expenses or fast cash for any immediate cash needs, we make it so easy, even if you have a low credit score. You may find that coming to us when you need a cash loan becomes a great long-term solution for you, and we think you'll be impressed by how easy the loan process is when you give us a try for the first time. Remember....when you choose the right reputable lender -- like Hilltop Pawn -- your bad credit score never matters, unlike with many personal loan lenders out there. Plus, since pawn loans are heavily regulated by the State of Virginia, you never have to worry about being taken advantage of during a time when you're dealing with financial issues. It's fast money without the scams, hassles or problems, no matter how much cash (or how little cash) you need to borrow. Plus, you'll get a lending decision in no time, all without ever having to fill out an application form!


We Accept Many Valuable Items for Our Collateral Loans

​We accept all different types of collateral for our loans. Of course, if you're looking for a larger loan amount, you should bring in your more valuable items. If you are wondering if we will take the type of collateral that you have in mind, there's a good chance we will! These are just some of the items that we accept...bring in your items, and we'll make you a loan offer based on the value of the collateral on the spot!

  • Jewelry

  • Gold & silver

  • Rolex watches

  • Luxury watches

  • Firearms

  • Electronics

  • Video game consoles

  • Musical instruments & equipment


Remember -- we never make credit decisions, we only look at your collateral. If you're wondering if your item is acceptable property for one of our loans, or if you're curious about how much you can borrow on your collateral, we'd love to chat with you and give you answers today!


If you're looking for a great way to borrow money on an item of value in Virginia Beach, stopping by Hilltop Pawn is a good choice! This loan type is great for people from all walks of life. Wondering about how collateral works here, or have general questions about our collateral loans? Take a closer look at some of the information right here on our website, or give us a call at 757-769-7254. 



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