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  • Writer's pictureGlenda Craddock

What Can I Use to Take Out a Pawn Loan?

A pawn loan is a type of collateral-based loan offered at pawn shops like Hilltop Pawn & Jewelry. We don't even perform a credit check, nor do we care about your credit score or employment history. All you have to do is bring in collateral to secure your pawn loan. Are you wondering what you can use as collateral for a pawn loan with us? We accept many items of value! If you have questions, stop in and chat with our friendly staff, or call us at 757-769-7254 today!


Use Your Engagement Ring to Take Out a Pawn Loan

Because the value of the item that you bring in is the determining factor in how much you can borrow with a collateral loan, bringing in a true item of value only makes sense. Your engagement ring is the perfect item to use when you want to take out a cash loan! If your ring features diamonds, it might be one of the most high-value items you have. This makes it perfect for taking out a loan from a pawn broker. Plus, it's small and easy to bring in. We'll take care of your engagement ring or other valuable items, so you don't have to worry about that. Plus, when you pay your loan on or before your due date, you'll get your ring back. Jewelry is our number one focus here at Hilltop Pawn Shop & Jewelry, so you can count on us to accurately value your diamond engagement ring.

We Take All Types of Jewelry & Gold for Our Pawn Loans

Of course, as a premier pawn shop and jewelry store in Virginia Beach, we focus on a lot more than just engagement rings. We accept all different types of gold jewelry, diamond jewelry, and so on for our pawn loans. Bring us your wedding ring, yellow gold necklace, silver bracelet, or any other valuable jewelry. We'll quickly and accurately assess your piece and let you know the amount of money you can borrow. Want to borrow more cash today? Bring in multiple pieces of jewelry for a bigger loan.

Pawn a Gun at Hilltop Pawn Shop & Jewelry

Are you a gun owner? Pawning a gun is a great way to take advantage of our financial products. Even though jewelry is our focus, it's certainly not the only thing we have experience with. We also have a lot of experience with working with local gun owners, and we always buy and make loans on firearms of all different types. Handguns, shotguns, rifles...we deal with them all. Just be aware that you will need to undergo a background check before we can return your firearm to you, upon you repaying your loan. This is in accordance with federal and state law.

Use Other Items of Value for Your First Pawnshop Loan

Jewelry and guns are very common items to pawn. However, we will offer you a pawn loan contract on other items of value, too. Power tools, musical instruments, video games and video game consoles, sporting goods, tech equipment, and so on are all items you can use for an average pawn shop loan from us. From small loan amounts to $50,000 loans, we offer the easy way to use your items of value to take out a loan, all without using a credit card or dealing with one of the banks or credit unions. Unsure of whether or not you can pawn a certain type of item? We're flexible! Give us a call if you have questions.

Are you in need of quick cash? Are you interested in taking out a fast and easy personal loan from Hilltop Pawn Shop & Jewelry? We're here to help. Skip the predatory payday loans, and come to us for a pawn transaction instead. Your credit history does not matter here, period! Bad credit is never a problem with our pawn loans. Plus, we're fully transparent and you'll find all of the information you need to know about interest charges, the amount of time you have to repay your loan, and so on when you look at the pawn ticket that you'll be given when you borrow extra cash at our pawn store. As your local store, we are here to help with all of your financial needs! Come get a great deal on a pawn loan at Hilltop Pawn Shop & Jewelry today!

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