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  • Writer's pictureGlenda Craddock

The Ins & Outs of Getting a Pawn Loan in Virginia Beach

A pawn loan from your local pawn store in Virginia Beach -- Hilltop Pawn Shop & Jewelry -- is a short-term loan that is sure to suit your financial needs. There's no reason to go to a credit union or apply for bank loans when you have another option. Come see us at your local store, and we'll offer you a fast and easy loan with easy, transparent repayment terms. Once you get a chance to learn a little more about the ins and outs of taking out a pawn loan, you'll likely never want to visit a traditional financial institution for a loan again!

Where Can I Get a Pawn Loan in Virginia Beach?

The only pawn shop you ever need to visit in Virginia Beach is Hilltop Pawn Shop & Jewelry. We will help you with any pawn transaction that you need help with. Come see us for a typical pawn loan today. You can also visit us if you want to sell jewelry. Also, as locals who are into jewelry know, we are THE spot when you're shopping for jewelry. Engagement rings, wedding rings, antique jewelry & more can all be found here for half the price.

How Does a Pawn Loan Work at Hilltop Pawn Shop?

Pawn loans are collateral-based loans. This means that if you choose one of these financial products to meet your borrowing needs, you will need to choose one or more items of value to back the loan. Basically, you bring your items of value to us, and we'll determine the value of the stuff. Then, we'll grant you a loan based on that value. We'll send you on your way with cash in-hand and a pawn ticket that lists the due date and repayment amount. In the meantime, we'll hold your high-value items; this secures the loan. Repay the loan plus interest charges, and get your item of value back the same day. It's the easiest loan contract you'll ever have!

$100 bills

What Can I Use to Take Out a Pawn Loan?

Are you wondering what you can use to take out a collateral loan from a pawn shop? We accept various valuable items as collateral. This includes gold jewelry, precious metals, power tools, video games, musical instruments, and more. Since the amount of extra cash you can borrow depends on the value of your items, keep this in mind when you're determining what to use as collateral. If you have questions about what type of item we will accept, you can call us anytime!

Can I Get a Pawn Loan With Bad Credit?

Many people are worried they will not qualify for a pawnshop loan because of a credit check. Poor credit can definitely get in the way of taking out a personal loan from many financial institutions, but luckily, this is not the case with pawn loans. We don't do credit checks at all! We also don't check employment history, nor do we require you to have a bank account.

How Much Can I Borrow With a Pawn Loan?

Are you curious about how much you can borrow with a pawn loan? Well, that's truly up to you, since it's based solely on the value of your collateral. Even though the average amount of a pawn shop loan is around $150, you can borrow much more than the average pawn shop loan if you want to. From $5 to $50,000, we have decades of experience making loans of all different sizes.

Pawn loans from pawn shops like Hilltop Pawn Shop & Jewelry are a great alternative to payday loans or using a credit card. We don't even care about your credit score! It has never been easier to take out a quick cash loan when you need it. Additionally, if you have unwanted items, you can sell them to us for a fair price! Either way, as your local pawn broker, we will help you get the cash you need today.

Hilltop Pawn Shop

Come Get a Pawn Loan from Hilltop Pawn Shop & Jewelry


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