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  • Writer's pictureGlenda Craddock

Take Out an Easy, No Credit Check Pawn Store Loan

Our Virginia Beach pawn store offers a variety of useful services, including easy, no credit check pawn store loans. We've been in the pawn business for a long time now, and we can help you get the quick loan that you need. Come see our professional staff to get the best deal on a pawn loan. Is it your first time taking out a pawn shop loan? Don't worry. We'll walk you through the entire pawn process.


Top Benefits of Pawn Store Loans

Are you wondering why you should consider taking out a pawn loan from your local store instead of looking into bank loans or loans from credit unions or another type of financial institution? Well, there are actually many reasons to consider a pawn transaction. Once you consider the many benefits of short-term loan options from pawn shops, you're sure to see the benefits of these financial products.

No Credit Checks Needed

As you probably already know, most lenders require credit checks. They will either turn you down completely or offer you a loan with an exorbitant interest rate. Even some companies that offer payday loans perform a credit check; they aren't as strict as a bank, but they can still turn you down if you have a poor credit score. With pawn loans, no credit checks are needed. In fact, even if you don't repay your personal loan from us, your credit report will not be affected. Bad credit is never an issue when you need to borrow extra cash.

No Application Process

The application process for many loans can be time-consuming and quite a hassle. One great thing about pawn store loans is the fact that there isn't an application at all. When you want to take out a pawnshop loan, all you have to do is bring your ID and the item of value that you're pawning. That's it! We'll handle the minimal paperwork for you.

No Bank Account Needed

​Many lenders require you to have a bank account. Many will deposit your loan into your account. With our loans, there is no bank account required. We'll hand you paper money. We know cash is king, so all of our loans are in cash!

You Choose Your Loan Amount

One of the best things about a pawn loan is the fact that you choose your loan amount. With many lenders, you get told how much you're approved for, based on things like your credit score and income. This isn't the case with our loans! The average amount of a pawn shop loan is around $150, but you can borrow what you want to borrow. We loan from $5 to $50,000. Bring us items of value that add up to the amount you want to borrow, and you can borrow as much as you want! A collateral loan makes it easy for you to take out a sizable loan from a pawn broker, since the value of the item is directly correlated to how much you can borrow. Bring high-value items, and you'll be able to borrow more!

Enjoy an Affordable Loan

Interest charges can make some loans, like payday loans, incredibly expensive. Additional fees can really add up with the average loan contract, too. We are fully transparent and compliant with state law in regards to our interest rates. You can find all of this information on your pawn ticket, or ask us if you have questions about the annual percentage rate or anything else. Pawn loans make it possible to take out a loan that suits your financial needs for a reasonable price, without worrying about all of the high fees and high interest rates that are associated with many bad credit loans.

Enjoy Easy Repayment Terms

You have 30 days to repay your loan, and you can come in anytime in the 30 days to repay. If you decide the items you pawned are actually unwanted items, you can just forfeit the don't have to worry about repaying. You also don't have to worry about your credit score being affected! Need a little more time to pay? Come in, pay your interest and fees, and renew your loan! We are flexible!

Get Your Pawn Store Loan Today

Are you ready to take out a short-term cash loan the fast and easy way? All you have to do is visit one of the best pawn shops in Hampton Roads, Hilltop Pawn Shop & Jewelry. Whether it's your first time taking out a pawn loan, or if you have used your pre-owned items as collateral for a pawn loan before, we can help. Our friendly staff are here to serve you!

Hilltop Pawn Shop & Jewelry is a Glenda Craddock pawn shop and full-service jewelry store. Visit us today if you want to borrow some quick cash, if you're interested in selling your fine jewelry for top dollar, or if you're in the market for jewelry for a great price. We are an elite pawn shop here in Virginia Beach, so come see us for a great deal today! Focusing on the needs of the customer is our number one goal!

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