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  • Writer's pictureGlenda Craddock

What Can I Use as Collateral for a Cash Loan at a Pawn Shop?

A cash loan from a pawn shop like Hilltop Pawn & Jewelry is a great quick cash loan option for just about any financial situation. They're a great alternative to a title loan or payday loan, and they're more accessible for people with less-than-perfect credit than loans or credit cards from most financial institutions, such as a credit union or a bank. As you likely already know, pretty much the only thing that impacts the lending decision of these types of fast cash loan products is the collateral that you bring in...not your FICO score, employment history, or information on your credit report.


Use Diamond Jewelry & Gold Jewelry to Take Out a Cash Loan

As you likely know, diamond jewelry -- such as diamond engagement rings or diamond necklaces -- are quite valuable. Bring us your diamond jewelry, and we can make you a bigger loan, with no regard for your credit rating. Gold jewelry is also highly valuable here, as are other gold items, such as dental gold or gold bullion bars. Bring us enough valuable jewelry, and we'll pay you the maximum loan amount!



Glenda Craddock holding a firearm


Get a Cash Loan on Your Firearm Today

Since you likely think of Hilltop Pawn as a jewelry store -- which is what we are, above all else -- you might not have thought about pawning your gun with us. However, not only do we make loans on guns, but we buy unwanted firearms, too! Bring us your shotgun, rifle, or handgun, and let us make you a loan today!


Rolex Watches = High Value Cash Loans at Hilltop Pawn & Jewelry

One very convenient way to borrow large sums of money is to use your Rolex watch -- or other high-end watch -- to take out a collateral-based pawn loan. Rolex watches are some of the top picks around here, and we're highly experienced in buying, selling, and making loans on luxury watches. We know what your watch is worth, and we'll make you a loan accordingly! If you're looking for borrow a little more than enough to get by until your next payday...such as if you need to cover medical bills or car repair costs...using your Rolex watch to take out a larger loan is probably a much better option than various installment cash advances or personal loans from another third-party lender. You never have to wait multiple business days or even until the next business day to get your cash...you'll get it on the spot!


We Take Musical Instruments, Electronics & More for Our Pawn Loans

We take a variety of other items of value as collateral for our short-term loan financial products, too. For example, we accept electronics...naturally, if you bring in modern, high-value and high-demand items -- such as Apple products -- you will get a bigger loan. You'll also get bigger loans for valuable musical instruments and much more. If you're curious about what we take for our collateral loans, you can always call us for additional verification. Just remember, your credit difficulties never matter, since we don't check your credit history. All we care about is the value of your collateral, whether or not you're 18, and whether you have a valid ID. We'll perform a quick identity verification and take down a little bit of your personal information, then we'll offer you a loan agreement, on the spot. Use the loan proceeds for anything you want!


Enjoy the customer service that you deserve and the type of loan that suits your financial needs -- regardless of your credit score -- at Hilltop Pawn Shop & Jewelry. Bring us your electronics, luxury watches and fine jewelry, or other items of value for one of our short-term loans...there's never a credit check for our personal loan! Our staff are here to help you, and our eligibility requirements are minimal. From small-dollar loans to higher loan amounts of up to $50,000, the actual loan terms depend on you and your collateral. Skip the loan approval and application process, and come get the money you need today!




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