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  • Writer's pictureGlenda Craddock

How Much Can I Borrow With a Pawn Loan?

A pawn loan is a great way to get quick cash when you need it! If you're thinking about visiting one of the local pawn shops to take out one of these loans, your first question might be: "Just how much can I borrow with a pawn loan?" If you're seeking out smaller loan amounts (as some of our customers do), this might not be a concern. If you need a much bigger personal loan to cover your financial needs, on the other hand, you could be worried you won't be able to borrow as much as you need with a pawnshop loan. When you come to Hilltop Pawn Shop & Jewelry, you can get a loan ranging from $5 to $50,000! Suiting the needs of the customer is always our goal!


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Visit the Right Pawn Broker for a Bigger Pawn Loan: Hilltop Pawn

One of the first things to consider if you want a bigger loan on your high-value items is where you go for your collateral loan. If you think all pawn shops are created equally, you should know this is not the case at all. Some are willing to pay you a fair price when buying or making a loan on your valuable items, while others don't value your items as much as they should.


Because of the amount of time we've been in this business, and the number of pawn loans that we grant each day, we have a lot of experience with valuing items for a cash loan. We offer bigger loans on gold and diamond jewelry, luxury watches, firearms, and other items of value. If you're hoping to get a great deal on a short-term loan from a pawn store, Hilltop Pawn Shop is the only pawn shop you need. Visit our local store today to borrow more extra cash. You can also sell us your unwanted items instead of taking out a typical pawn loan; it's a great way to get rid of the things you don't need or want anymore, all while getting paid in cash.

Use Higher-Value Collateral for a Bigger Loan from Our Pawn Store

In addition to making sure you get your pawn loan from the right pawn store, you should think carefully about which items you want to bring in for your loan. The average amount of a pawn shop loan is around $150, but you can borrow so much more with our financial products if you bring in high-value collateral. It's a good idea to keep this in mind when you're choosing which items to bring for collateral-based loans.


Put simply, a diamond engagement ring or Rolex watch is going to give you more borrowing power than older video games or outdated tech equipment. Generally speaking, a diamond ring is going to allow you to borrow more than a simple 10K gold band. Of course, we offer even small loan amounts, so if that's all you need, you don't have to worry as much about the value of your collateral. If you're hoping to borrow more, however, bringing in higher-value items -- or multiple items -- will help you get the bigger loan that you need, even if you have poor credit. Unlike with bank loans or payday loans or loans from the average financial institution, we don't look at your income when we determine how much you can borrow, nor do we perform a credit check before making an offer. We look solely at the value of the stuff you bring in.


Pawn loans are designed to suit you. You quite literally get to decide how much you borrow, since your loan amount is based on the value of the item that you bring in for collateral, whether you bring gold jewelry, musical instruments, power tools, sporting goods, or basically any other items of value. Credit score is irrelevant. Employment history and income are irrelevant, too. Visit the pawn store that gives the biggest loans and that strives to make your pawn transaction fast, smooth, and easy -- Hilltop Pawn Shop & Jewelry. Just bring your item of value and your government-issued ID, and we'll take care of the rest. You can get cash today!


$100 bills

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