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  • Writer's pictureGlenda Craddock

How Do I Get a Cash Loan in Virginia Beach?

Ready for a cash loan? Wondering what you need to do to borrow money? Hilltop Pawn Shop & Jewelry makes it easy to get a cash loan in Virginia Beach. We are here to walk you through every step, and we will provide you with the best customer service that we can. A quick cash loan is easier to get than you probably ever thought when you visit our pawn shop and jewelry store here in Hampton Roads.


Visit Hilltop Pawn Shop for a Cash Loan in Virginia Beach & Hampton Roads

Hilltop Pawn Shop & Jewelry will offer you a cash loan in Virginia Beach, and there is never an application process! Unlike other financial institutions, we don't look at your FICO score or overall credit profile. In fact, we don't pull your credit rating at all. Customers with less-than-perfect credit, or just those who are looking for a convenient way to borrow money, see that our financial products are a great option. Just stop by our pawn shop and jewelry store when it's convenient for you, and let us know that you're interested in taking out a short-term loan from us. You don't even have to wait until the next business day like you do with many online loans...instead, you can borrow cash on the spot. When your financial needs require you to borrow money as soon as you can, a pawn shop loan is sure to be the best choice!



Cash of assorted denominations spread out on a flat surface


Bring Your Best Collateral for a Top Dollar Loan

​We don't do a credit check or care about your credit score when granting our personal loans. There is also no application process. Since there's no credit decision, all we look at is the value of your collateral. That's it! So, if you want to be able to take out the maximum loan amount, we recommend bringing your most valuable collateral. This will help you get a loan approval for the amount you want to borrow, regardless of your credit history or credit report.


What can you use as collateral? Well, for one thing, we often grant loans on gold jewelry and diamond jewelry. We also accept various gold and silver items, firearms, Rolex watches, musical instruments, and more. If you're curious about what we take for our loans, give us a call or stop in when it's most convenient for you.


Get a Loan in Minutes at Hilltop Pawn Shop & Jewelry

When you bring us your collateral, we can make you a loan in no time. This is because there is no loan application for you to fill out, so we don't have to take the time to look over your application information to make a decision. Instead, when making a lending decision, we just look at the value of your collateral, which is something we're very experienced in. Then, we'll let you know how much you can borrow and will explain the due date and actual loan terms to you. We will need to take down some personal information from your government-issued, unexpired ID, but it really takes no time at all. Whether you need money to get by until your next paycheck, to cover unexpected medical bills, or for any other purpose, there's no reason to use your credit cards, deal with expensive overdraft fees, or struggle without the money you need until your next payday. Instead, enter a simple and fast loan agreement with us, with no impact on you credit score, and no need for a checking account!


Interested in one of our loan products? A fast cash loan from us is sure to help your financial situation. From small-dollar loans to much bigger loans, we can help. We loan $5 to $50,000 on the spot. Visit our Virginia Beach location for higher loans amounts with lower fees. Once you learn more about the perks of our loans and see how easy our repayment terms are, we think we'll always be one of your top picks for taking out higher loan amounts, regardless of your credit rating!




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