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  • Writer's pictureGlenda Craddock

You Never Have to Pass a Credit Check to Take Out a Cash Loan at Hilltop Pawn

​Generally, you have to worry about a credit check when you want to take out a cash loan. If you have a low credit score, you might be worried that you will not be able to find a loan that matches your financial needs. It's true that it can be a lot harder to borrow money when you don't have the best credit...at least, that's the case with many financial institutions. Luckily, at Hilltop Pawn Shop & Jewelry, we don't care about your credit difficulties at all. In fact, we won't even know about it, since we limit the amount of personal information that we ask for, and we don't run a credit check.


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No Credit Check Cash Loan in Virginia Beach | Hilltop Pawn & Jewelry

You might be worried that you won't be able to take out a quick cash loan because of your credit score. Some banks and credit unions do check your credit and have strict requirements, even for small-dollar loans. Even if you can get approved regardless of your overall credit profile, you might struggle with getting a loan approval for higher loan amounts, and the actual loan terms and repayment terms might include higher interest rates than you anticipated.


We don't care about your credit rating here at Hilltop Pawn Shop & Jewelry. In fact, we don't even check! We are subject to state regulations, so you never have to worry about paying outrageous interest rates that go along with borrowing from shady payday loan companies.


Are you worried that your credit will be damaged if you are unable to repay one of our personal loans here at Hilltop Pawn? Don't be. Unlike with most financial products, we don't report to the credit unions, even if you default on your loan. Instead, you just forfeit your collateral to cover the defaulted loan, and you don't have anything to worry about after that. In fact, you can even come to us again later for another pawn loan...it's no problem.


If a credit decision has prevented you from borrowing funds in the past, don't hesitate to come see us. A lending decision at Hilltop Pawn is never based on your FICO score. All we look at is the value of your collateral and whether or not you have a valid ID. That's all there is to it! Your credit report does not matter at all.


No Application | No Bank Account Needed | Easy Pawn Loans

Generally, when taking out a loan to cover an emergency or get you by until your next paycheck, you have to worry about more than just your credit record information. You typically have to fill out a loan application that asks a lot of questions, such as where you work, how much you make, whether or not you have a checking account, and so on. There is no application process for a pawn shop loan. Instead, we just look at the value of your collateral, and we can get the limited personal information that we need off of your government-issued ID. There's no additional verification needed, and you'll get your loan proceeds in minutes. Borrow from us when you need money until your next payday or beyond, and we'll make borrowing easy.


If you have less-than-perfect credit and are looking for a convenient way to borrow money, skip the title loans and payday loans. Instead, come see us at Hilltop Pawn & Jewelry for a short-term loan, regardless of your credit history. Our fast cash loan products are sure to be a good solution for your financial situation, and we always offer the best customer service. Skip the payday advances and other predatory loans, and try one of our pawn loans today.




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