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What to Know Before Getting a Pawn Loan at Hilltop Pawn Shop

  • Writer: Glenda Craddock
    Glenda Craddock
  • Aug 10
  • 2 min read

Updated: Aug 12

If you are thinking about taking out a pawn loan from a pawn shop like Hilltop Pawn, it's probably because you need some cash fast. It might also be because you're heard good things about pawn loans -- and it's true, there are a lot of benefits to pawn loans for many people who are in a situation where they need to borrow money. Of course, if it's your first time taking out a pawn loan, you'll want to know as much as possible about what to expect, which totally makes sense. After all, who wants to walk into a loan situation without knowing what they are getting themselves into? Luckily, pawn loans from Hilltop Pawn & Jewelry in Virginia Beach are easy and straightforward. These are some of the things you'll probably want to know, but of course, you're more than welcome to stop by and chat with us for answers to any questions, or you can give us a call at 757-769-7254 today!


Person fanning out $100 bills

Choosing the Right Pawn Shop Matters When Taking Out a Pawn Loan

You could be wondering if pawn loans are all the same, between all pawn shops. I have to be honest -- in some ways, the answer is yes. Pawn loans virtually work the same from shop to shop, and since rates are state-regulated, they're the same.


This does not mean that all pawn shops are the same, however. Some accept items that others don't accept. Some make higher loan offers than others, and some have friendlier staff. If you're looking for a pawn shop that checks all of the boxes, come see us at Hilltop Pawn Shop -- the best pawn shop in Virginia Beach.


You'll Need Collateral for Your Pawn Loan | We Accept Many Items of Value

You will need collateral to secure your pawn loan. We accept many items of value. This includes jewelry, gold, diamonds, musical instruments, power tools, the list goes on and on. You can find out more about what we take here on our website.


Valid, Government-Issued ID is Required

It's not our call...Virginia state law requires you to bring in a government-issued ID any time that you're doing a pawn transaction. It's required if you're selling something to us, too. Make sure it's a photo ID that is unexpired....we accept driver's licenses, state IDs, etc.


Pawn Shop Loans are Paid in Cash on the Spot

Wondering how you'll get your money or how long it will take for you to get it? Well, we have good news -- you'll get your pawn shop loan in cash on the spot. No wait for your money, and no hassle of cashing a check.


As you can see, taking out a pawn loan is pretty simple -- and it's quite beneficial when you really need cash fast. Our loans are straightforward with easy-to-understand terms, and our friendly staff are more than happy to answer any and all questions that you have. You can also find a variety of information here on our website. Give us a call at 757-769-7254 for more information, or stop by and take out your pawn loan today!


Looking for a pawn loan in Chesapeake? Visit our sister store, Greenbrier Pawn. We'd love to help you at either location!


Hilltop Pawn | Virginia Beach


 
 
 

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