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Can I Get a Pawn Shop Loan on High Quality Watches Like Rolex, Omega, and Cartier?

Updated: Apr 23, 2023

If you’ve been looking for a good way to borrow money, the idea of taking out a pawn loan might have crossed your mind. If you know a little bit about pawn loans, you’re probably aware that you will need to bring collateral to a pawn shop to back up your loan. Many people struggle with figuring out what they should use as collateral for these loans, since you have many options. They also wonder how much money you can get for high quality items. If you own a Rolex, Cartier, or Omega watch, you can use it to take out a loan.



Why Use Your Watch to Take Out a Pawn Loan?

First of all, you should consider the perks of taking out a pawn loan, regardless of what you use as collateral.

It’s easy. Approvals for pawn loans are extremely easy. There’s no worry about your credit score, job, or income. You don’t even have to fill out an application.

It’s fast. There’s no wait for an approval or to receive your cash. You can get a pawn loan in minutes, and you’ll get the money in cash.

It’s affordable. Virginia Beach pawn loans are regulated by the state of Virginia, and interest rates always range between five and ten percent per month, per state law. These loans are often much more affordable than other easy loans, such as payday loans or title loans.


If you’re wondering why you should use your luxury watch in particular to take out your loan, consider these reasons:

● Watches from brands like Rolex and Cartier are generally quite valuable, so using your watch is an easy way to be eligible for a bigger pawn loan.

● You may have a luxury watch or two that you don’t wear every day and that you won’t necessarily miss for a few weeks, while it’s being held as collateral.

● You don’t have to sell your luxury watch, which might be something you’ve been considering if you’re in a financial bind. Instead, you can just use it to take out a loan, and you can get it back later.

Where to Go to Get a Loan on Your Luxury Watch

Not only are you asking yourself, “Can I get a pawn shop loan on high quality watches like Rolex, Omega, and Cartier,” but you might be wondering where you can go to take out one of these loans.


Many pawn shops will allow you to use your luxury watch to take out a pawn loan, but every pawn shop isn’t created equally. At Hilltop Pawn Shop, we put a big focus on jewelry and luxury watches, which isn’t the case for all pawn shops. We know the true value of your Rolex or Omega watch, and we’ll grant you a collateral loan accordingly. We strive to be the best pawn shop in Virginia Beach, and we’ll do everything we can to make the pawn loan process easy.


If you’re ready to take out a loan, grab your luxury watch, and bring it to Hilltop Pawn in Virginia Beach. In no time, you’ll be able to take out your easy cash loan.





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