Do I Have to Have Good Credit to Borrow Money from a Pawn Shop?

If you don't have a good credit score, I don't have to tell you all of the challenges that go along with having bad credit. Having a low credit score makes life a whole lot harder in so many ways...it's harder to rent an apartment, it's harder to take out loans or get approved for credit cards, and so on.

In fact, having bad credit can make things so hard that you might fear that you will never be able to borrow money again -- or at least for several years, until your credit score improves. Luckily, although your options might be limited, there is one great option for you to consider -- taking out a pawn shop loan, specifically from Hilltop Pawn Shop & Jewelry, the best pawn and jewelry store in Virginia Beach! We don't care about your credit here, and in fact, we don't even check credit scores...ever. Plus, our loans never impact your credit, even if you don't pay them back. Stop in today, or take a look around our website to find out more about our loans. You can also give us a call at 757-769-7254 today, and one of our friendly staff will be more than happy to answer your questions!

Are There Options to Borrow Money With Bad Credit?

So many people think there aren't any options at all for them to borrow money when their credit is bad. It's true -- your options are more limited than if you had an 800 credit score. Still, that doesn't mean that there aren't any options at all. In fact, one option that works for virtually everyone is a pawn loan. The only requirements are that you must be at least 18 years of age, you must have a valid ID, and you must bring in some form of collateral to secure your loan. That's it!

Of course, there are other options out there for people with bad credit as well, such as payday loans. Many of these loans are incredibly predatory and expensive, though, so they should generally be avoided at all costs. Instead, choose a loan you can count on, like a pawn loan from Hilltop Pawn & Jewelry in Virginia Beach.

Is it Really True That Pawn Shops Don't Check Credit?

Yes, it's true -- pawn shops do not check your credit score. This is because our loans are backed by your collateral, so they're more secure. If you default on your loan, we can sell your collateral to get our money back. This makes it a low-risk option for us, and it helps customers because it means that we can loan to more people with less hassle.

Why a Pawn Shop Loan is the Easiest Way to Borrow Money

Pawn shop loans are easy because they're fast, don't require credit checks, and don't even require an application. Just take a few minutes to stop in, let us make you a loan offer, and leave with your cash. You'll never want to go through the hassle of borrowing money another way again.

As you can see, you don't have to worry about your credit score when you take out a loan at Hilltop Pawn Shop -- in fact, we don't even check your credit at all! Stop by today to take out a fast and easy loan!