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  • Writer's pictureGlenda Craddock

Bad Credit Loans Pay for Home Repairs | Hilltop Pawn

Bad credit loans might seem tough to find. If you have a low credit score, you might have already been turned down by online lenders, local credit unions, and local banks. If you need to have home repairs done, you could be looking into things like a home equity loan, or you might be looking into various unsecured loans. If your financial situation isn't the best and you need to borrow the money today, we invite you to visit us at Hilltop Pawn to ask about our loan options. We offer the best bad credit loans for pretty much anything you might need a loan for, including unexpected home repairs and improvements. Plus, we never care about poor credit history. We are one of the top lenders in Virginia Beach, and once you work with us once, we think you'll see why!


Nina holding $500 in cash

Cover Unexpected Home Repairs With Our Bad Credit Loans in Virginia Beach

Many people come to us, asking about our financial products, because they need a good option to cover unexpected home repair expenses. Unfortunately, issues around the home don't usually pop up at the most convenient time. You might be dealing with a plumbing leak, faulty air conditioner, or other household issue when you're short on cash and unsure of how you'll pay for everything.


Being a homeowner -- and dealing with everything involved -- can be incredibly stressful. However, we are here to help you with the unexpected expenses, even if you don't have a good credit score. We offer no credit check loans, so you will never get turned down for an emergency loan because of your credit score. We have very few eligibility requirements for a loan approval...just show us your ID to prove you're at least 18 years of age, and bring us collateral to secure your loan.


It's one of the best ways to borrow money for important home repairs and more, even if you don't have a good credit rating or a friend or family member who can cosign with you. You don't even have to show us proof of income, explain your credit card debt or defaults, or tell us anything about your overall financial health. You also don't have to wait until the next business day...you'll get your loan proceeds in cash on the spot. It's an ideal way to borrow money with a less-than-perfect credit score, or with an outright low score.


​Our Bad Credit Loans Are Fast & Easy | Hilltop Pawn & Jewelry

​When you're dealing with an emergency repair issue or other problem at home, the last thing you probably want to deal with is a long loan application process. Luckily, you don't have to worry about this type of thing when you borrow from us. Our loans generally only take a few minutes. You'll be in and out in no time, and you'll leave with the cash in-hand that you need to cover your home repair.


There are all different types of loans that you can take out when you need extra money to cover unexpected home repairs or other expenses. Of course, finding a financial institution that will work with you can be challenging...there are a lot of personal loan lenders out there, and picking the best option can be challenging. There are a lot of lenders that will look at things like your bad credit score, short-term job history, or low income and turn you down during the loan application process. If you are looking for a bad credit loan that you can get regardless of your credit report, we'd love to help. Plus, we charge lower interest rates and have simpler repayment terms than many credit cards, title loans, and payday loans. Come see us at Hilltop Pawn & Jewelry for a loan offer today, whether you're covering home repairs or if you need to use the loan proceeds for something else.



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