Our no credit check loans are the perfect solution when you need to borrow money. If you're still thinking about working with payday lenders, online lenders, or lenders that grant title loans, we think you should reconsider. Once you consider the loan terms of some of these loans, or once you consider how difficult it can be to take out credit-check loans when you have less-than-stellar credit, we think you'll see why our short-term loans are such a popular solution for Virginia Beach residents. Avoid the higher interest rates, credit checks and hassles that go along with many loan options. Instead, come see us next time you're looking for cash advances!
1. Our No Credit Check Loans Are Fast & Easy
There are various different types of loans you can consider -- even with bad credit -- but not all of them are fast and easy. In fact, it's hard to find a loan that is just as fast and easy as one of ours. You don't even have to wait until the next business day...you'll get your loan cash on the spot. Get in and out in no time with this type of loan, and you'll have the money you need right then. Even those with good credit often come to us just because of how hassle-free our loans are, and we definitely offer a good option for people with bad credit.
2. Everyone is Approved for Our No Credit Check Loans
Some lenders that offer online loans and unsecured loans claim that your credit isn't a big deal, but they may still run a soft credit check or hard credit check anyway. Even though some of these lenders will still loan to you with a poor credit score, they may have minimum credit score requirements of some kind. Even if this is not the case, they may require you to fill out an online application, and they may have eligibility criteria for their financial products. They may look at your employment history and income during the approval process, for example, or you might be required to have a bank account.
We don't have all of these requirements. Our approval decisions are based on whether or not you're 18 years old, whether you have an ID, and whether you have brought adequate collateral to secure your loan. That's it! Pretty much everyone is approved for our loans!
3. Choose Your Own Loan Amount With Our No Credit Check Loans
One reason why we offer a good option for the financial needs of many of our customers is because we allow you to choose your cash loan amount. We don't look at things like how much money you make, what your credit rating is or whether or not you suit certain eligibility requirements when determining how much you can borrow. With our types of loans, loan amounts are determined on the value of your collateral. Bring in higher value collateral for one of our personal loans, and walk out with more cash!
4. Our Loans Never Negatively Impact Your Credit
There are some lenders out there that will grant you bad credit loans regardless of your bad credit score. However, this does not mean that they will not report to the credit bureaus if you're late on your monthly payments or default on your loan. If your financial situation makes it difficult for you to repay your loan, you never have to worry about us reporting to the credit bureau. If you default on your loan, your FICO score will never be impacted. It's just another reason why we offer one of the best bad credit loans out there, since we know that you probably don't want to do anything to make your credit score worse.
There are lots of people who have poor credit scores. If you have bad credit and have had bad luck getting approved for loans from various financial institutions, you shouldn't worry. Instead, just visit us at Hilltop Pawn Shop & Jewelry, your local direct lenders of pawn loans. We never care about your credit history or credit report! Our emergency loans are the perfect solution for borrowing money. Our friendly staff are ready to treat you like a family member and help you with one of our loans!