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  • Writer's pictureGlenda Craddock

Never Worry About Credit Impacts from Virginia Beach Pawn Loans

Pawn loans are an excellent choice for those who are worried about getting turned down for bank loans or a credit card because of a credit check. If you're tired of getting turned down but also want to avoid predatory title loans and payday loans, visit pawn shops, where credit score never matters. A pawn transaction allows you to borrow quick cash without concern about a poor credit score or what is listed on your credit report, but there are other benefits to coming to us to borrow extra cash, too. If you're worried about your credit score being impacted by your loan in any way, don't worry. A loan from a pawn store is sure to real your financial needs, and your credit score is never affected in any way. If you're looking for a local store that will make you a great deal on a loan, come see us at Hilltop Pawn Shop & Jewelry today!


Get a Loan on Valuable Items | No Credit Check Needed

With a typical pawn loan, your credit check doesn't matter, period. We look at the value of the stuff you bring in...no more, no less. We won't even know what your credit score is, since we will never check it! Jut bring a special item of value, and borrow cash today. Just don't forget to bring your driver's license or government-issued ID...we're required to ask for it due to state law.


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Hilltop Pawn Never Reports Pawn Loans to Credit Bureaus

People are worried about the credit bureaus for many reasons. Maybe you have a bad credit score, and you're trying to work on your credit. If you have any concerns about not being able to pay your loan on the due date, don't be. We don't report unpaid loans to the credit bureaus, ever, so you never have to worry about a negative impact on your credit report.


Just remember that if you're worried about being able to pay your pawn loan on time, you do have options. For one thing, instead of just letting your loan default, asking for an extension might be the better option. You just have to pay the interest and fees before your due date, and we'll give you a 30-day extension. Also, be aware that you can forfeit your collateral with these loans if you are unable or unwilling to repay your loan. Keep in mind, however, that you will have to surrender your item if you don't repay your loan...therefore, when taking out one of our financial products, be careful about bringing in something with sentimental value, such as a family heirloom.


Ready for a cash loan? Worried about your credit? Come to Hilltop Pawn, where you can take out a pawnshop loan. We don't care about your bank account, employment history, credit score, or anything like that. Plus, we'll never report to the credit bureaus. We have decades of experience in the industry, and we can provide you with something much better and easier than the average pawn shop loan. Gather up your gold jewelry, sporting goods, power tools, or other items of value, and come in and ask about our collateral-based loans. It's a truly easy way to borrow anything from small loan amounts to $50,000 loans on your personal property, so come get the extra money you need today, regardless of your credit history!



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